Allahabad Bank Personal Loan Interest Rates
Allahabad Bank Personal Loan Interest Rates
| Salaried | Self-Employed | |
| Interest Rate | MCLR + 4.0% = 13.45% p.a. | MCLR + 5.0% = 14.45% p.a. |
| Loan Amount | 24 times of current Gross Monthly Salary Minimum: Rs.50,000 Maximum: Rs.7.5 lakh | Amount equivalent to annual income as per last Income Tax Returns or Rs.5 lakh, whichever lower |
| Loan Tenure | Maximum: 60 months. | Maximum: 60 months. |
| Lowest EMI | Rs.1,149.20 per month (calculated for the lowest amount taken for the longest tenure on offer at the lowest rate of interest). | NA |
| Processing Fee | 1.22% of the loan amount, subject to a minimum of Rs.614. | 1.22% of the loan amount, subject to a minimum of Rs.614. |
| Prepayment/Foreclosure Charges | 2.28% of outstanding balance only in case of foreclosure. | 2.28% of outstanding balance only in case of foreclosure. |
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